1. Q : How much do I need to make to qualify for an apartment? A: You need to make three times the rent to qualify.
2. Q : How does second chance leasing work? A: There will be a higher deposit, you get your deposit back if you take care of the apartment.
3. Q: Do I need to know my credit score? A: You need to know your credit score and how much you owe any
properties or utility companies. Check your credit for free at Creditkarma.com before applying anywhere.
4. Q: Do I have to pay off my rental debt before I apply at an apartment? A : You may be asked to pay off your property debt before approval but this is not common.
5. Q: Do I have to have good rental history in order to be approved at an apartment? A : You may be required to have good rental history after your property debt but this is not common.
6. Q: How many properties can I owe maximum in order to be approved? A: You cannot have more than 2 property debts.
7. Q: How old does my eviction have to be before I apply at your properties? A: Evictions must be over 1 year old, Broken leases must be over 6 months old. There are properties on craigslist that take them more recently but they do not work with my company.
8. Q: Why did one property tell me yes and the other one told me no? A: All second chance properties unfortunately do not have the same criteria and are not guaranteed to approve you. Different owners and property management companies.
9. Q: How much can I owe a previous property to be approved easily? A: All properties have different policies but generally if you owe under 1500 dollars your chances of being approved are very high.
10. Q: Does starting a payment plan or paying off my rental debt improve my chances of being approved? A: Starting a payment plan on your property debt before you apply for an apt greatly increases your chances of being approved.
11. Q: What if my bankruptcy is open? A: Bankruptcies must be closed unfortunately before you apply at any of the apartments that work with our company. There are possibly some that take open bankruptcies on craigslist.org