THE STAR FRISCO SECOND CHANCE APARTMENTS: $3,400/MONTH LUXURY LIVING WITH RESORT-STYLE POOLS? DIVORCED, MAKE $150K & STILL CAN'T GET APPROVED!
THE LUXURY LIFESTYLE RESET! HOW HIGH-INCOME PROFESSIONALS CAN SEARCH FOR UPSCALE APARTMENTS NEAR THE STAR, FRISCO STATION, LEGACY WEST & THE DALLAS NORTH TOLLWAY AFTER DIVORCE, A BROKEN LEASE, BAD CREDIT OR FINANCIAL HARDSHIP!
YOUR MARRIAGE ENDED. YOUR CAREER DIDN'T. SO WHY IS YOUR OLD FINANCIAL LIFE STILL AFFECTING YOUR NEW APARTMENT SEARCH?
Imagine this.
You're 38 years old.
You earn $150,000 annually.
You have a successful career.
You want to start over in a beautiful luxury apartment in Frisco, Texas.
Not just any apartment.
You want somewhere with:
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A resort-style swimming pool.
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A modern fitness center.
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A spacious kitchen.
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A private balcony.
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A dedicated home office.
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Convenient access to restaurants and entertainment.
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A location near The Star in Frisco.
Your hypothetical rental budget?
$3,400 PER MONTH.
Your annual income?
$150,000.
You find a beautiful apartment.
You schedule a tour.
You love the property.
But then you begin the application process.
Suddenly, problems from your previous marriage start appearing.
An old joint apartment lease.
Credit card balances.
A rental collection.
A broken lease.
Maybe even an eviction record connected to a previous household.
You explain that you're divorced.
You explain that your finances have improved.
You explain that you can comfortably afford the rent.
But the leasing office still has screening requirements.
WELCOME TO THE POST-DIVORCE LUXURY APARTMENT RESET.
At Second Chance Leasing Dallas, we help renters explore apartment options throughout Dallas-Fort Worth, including Frisco, The Star District, Frisco Station, Legacy West, Plano, and surrounding communities.
This guide explores how to approach luxury apartment hunting after divorce while protecting your finances, reviewing old rental obligations, and understanding second chance leasing requirements.
All rent prices, income examples, amenities, and applicant scenarios are hypothetical. No specific property is confirmed here as offering a $3,400 apartment or accepting a particular rental history.
1. WHY THE STAR DISTRICT IS ONE OF FRISCO'S MOST DESIRABLE LOCATIONS
The Star is a major entertainment, dining, sports, and mixed-use destination in Frisco.
It is home to the Dallas Cowboys' headquarters and practice facilities.
The surrounding area includes upscale residential developments, offices, hotels, restaurants, and entertainment.
WHY RENTERS SEARCH NEAR THE STAR
Luxury apartment communities.
Upscale restaurants.
Modern fitness facilities.
Entertainment.
Corporate offices.
Access to the Dallas North Tollway.
Nearby shopping.
THE LIFESTYLE
The Star area appeals to professionals who want a modern, active environment with access to work and entertainment.
BUT A HIGH-END LOCATION DOESN'T GUARANTEE FLEXIBLE RENTAL SCREENING.
2. THE $150,000 SALARY VS. THE $3,400 APARTMENT
Let's examine a hypothetical applicant.
ANNUAL INCOME
$150,000.
GROSS MONTHLY INCOME
$12,500.
DESIRED MONTHLY RENT
$3,400.
AT THREE TIMES RENT
Required monthly income: $10,200.
Required annual income: $122,400.
THE RESULT
The applicant meets this hypothetical income requirement.
THE PROBLEM
The applicant may still have:
Old joint rental obligations.
Credit collections.
A broken lease.
An eviction record.
Financial obligations from divorce.
MEETING THE INCOME REQUIREMENT DOESN'T AUTOMATICALLY SATISFY THE REST OF THE RENTAL APPLICATION.
3. THE JOINT LEASE TRAP AFTER DIVORCE
Imagine signing a lease with your former spouse.
Both names appear on the lease.
Later, the relationship ends.
You move out.
Your former spouse remains.
Then the rent stops getting paid.
THE PROBLEM
Depending on the lease terms, both tenants may remain financially responsible.
POSSIBLE CONSEQUENCES
Unpaid rental balances.
Collections.
Negative rental history.
Lease termination charges.
IMPORTANT
A divorce decree doesn't automatically release someone from contractual obligations to an apartment community.
GET WRITTEN CONFIRMATION FROM THE LANDLORD IF YOU ARE BEING RELEASED FROM A JOINT LEASE.
4. YOUR EX STOPPED PAYING RENT: WHAT HAPPENS NOW?
Imagine discovering an unpaid apartment balance from a former joint lease.
HYPOTHETICAL EXAMPLE
Previous rental balance: $4,200.
Your current salary: $150,000.
Your desired new rent: $3,400.
WHAT SHOULD YOU DO?
Obtain a copy of the old lease.
Request an itemized balance.
Review the account history.
Check whether the debt is being reported accurately.
Determine whether you remain contractually responsible.
IMPORTANT
A previous landlord's records may affect your new rental application.
RESOLVE QUESTIONS ABOUT THE OLD LEASE BEFORE SPENDING MONEY ON MULTIPLE NEW APPLICATIONS.
5. DIVORCE-RELATED CREDIT DAMAGE
A divorce can affect household finances.
POSSIBLE ISSUES
Joint credit cards.
Late payments.
High revolving balances.
Collections.
Legal expenses.
Reduced household income.
THE CHALLENGE
A property may review your credit report without knowing the full history behind the financial difficulties.
BEFORE APPLYING
Review your credit reports.
Identify inaccurate information.
Understand outstanding debts.
Ask about the property's credit screening criteria.
A STRONG CURRENT SALARY DOESN'T AUTOMATICALLY REMOVE PREVIOUS CREDIT PROBLEMS.
6. CAN YOU RENT A LUXURY APARTMENT AFTER DIVORCE WITH BAD CREDIT?
Possibly.
Apartment communities have different screening requirements.
QUESTIONS TO ASK
Is there a minimum credit score?
Are collections considered?
Are additional deposits possible?
Does the community accept guarantors?
How are outstanding rental balances evaluated?
IMPORTANT
No property in The Star District is verified here as approving applicants with bad credit.
ASK ABOUT SCREENING REQUIREMENTS BEFORE APPLYING.
7. BROKEN LEASES AFTER DIVORCE
A broken lease may occur when a household separates before the lease expires.
POSSIBLE SITUATIONS
One spouse moves out.
Both tenants leave early.
A lease is terminated.
An unpaid balance remains.
IMPORTANT QUESTIONS
Does the community consider broken leases?
Does the age of the broken lease matter?
Are unpaid balances disqualifying?
Are there waiting periods?
THE LESSON
A BROKEN LEASE MAY BE MORE IMPORTANT TO THE APPLICATION THAN THE REASON THE RELATIONSHIP ENDED.
8. THE $3,400 LUXURY APARTMENT: WHAT SHOULD YOU EXPECT?
A $3,400 hypothetical budget can be used to research upscale apartment options near The Star and surrounding Frisco neighborhoods.
AMENITIES TO SEARCH FOR
Resort-style pools.
Fitness centers.
Modern kitchens.
Private balconies.
Resident lounges.
Covered parking.
Walk-in closets.
Pet amenities.
IMPORTANT
Actual rent, amenities, and availability vary.
DON'T ASSUME A PARTICULAR AMENITY PACKAGE IS AVAILABLE AT THE ILLUSTRATIVE PRICE.
9. RESORT-STYLE POOLS: STARTING FRESH WITHOUT SACRIFICING LUXURY
A new apartment can represent a fresh beginning.
FEATURES TO CONSIDER
Swimming pool.
Outdoor seating.
Fitness center.
Resident clubhouse.
Walking areas.
THE SMART QUESTION
Which amenities will improve your everyday lifestyle?
CHOOSE A PROPERTY THAT FITS YOUR NEW ROUTINE, NOT JUST YOUR OLD STANDARD OF LIVING.
10. ONE-BEDROOM VS. TWO-BEDROOM AFTER DIVORCE
Your household needs may have changed.
HYPOTHETICAL COMPARISON
| Floor Plan | Monthly Rent |
|---|---|
| Luxury One-Bedroom | $2,500 |
| Luxury Two-Bedroom | $3,400 |
| Monthly Difference | $900 |
| Annual Difference | $10,800 |
A ONE-BEDROOM MAY WORK IF
You live alone.
You don't need a dedicated office.
You want lower monthly expenses.
A TWO-BEDROOM MAY WORK IF
You need a home office.
You have children staying with you.
You need additional privacy.
THE TAKEAWAY
DON'T PAY FOR A SECOND BEDROOM UNLESS IT SERVES A REAL PURPOSE.
11. THE CO-PARENTING APARTMENT SEARCH
For parents, choosing a new apartment involves more than luxury amenities.
CONSIDER
Bedroom needs.
Transportation.
Parenting schedules.
Proximity to children's activities.
School attendance boundaries.
Household expenses.
IMPORTANT
School eligibility depends on the specific property address and applicable district rules.
VERIFY SCHOOL ASSIGNMENTS INDEPENDENTLY BEFORE SIGNING A LEASE.
12. THE CHILD SUPPORT AND SPOUSAL SUPPORT BUDGET
A high salary doesn't necessarily mean a large amount of disposable income.
HYPOTHETICAL EXAMPLE
Gross monthly income: $12,500.
Rent: $3,400.
Additional monthly financial obligations: $2,000.
THE REAL QUESTION
How much income remains after taxes, debt payments, household expenses, and support obligations?
IMPORTANT
Property income qualification calculations may differ from your personal affordability budget.
CHOOSE A RENT PAYMENT YOU CAN SUSTAIN, NOT JUST ONE YOU CAN TECHNICALLY QUALIFY FOR.
13. THE DIVORCE SETTLEMENT VS. THE APARTMENT APPLICATION
A divorce settlement may assign responsibility for certain debts.
But that doesn't always change the rights of creditors or landlords who weren't parties to the agreement.
BEFORE APPLYING
Review joint debts.
Confirm account ownership.
Check your rental records.
Request written documentation of any lease release.
IMPORTANT
For disputed legal obligations, consult a qualified attorney.
KNOW WHICH OBLIGATIONS ARE STILL LEGALLY CONNECTED TO YOU.
14. THE $3,400 RENT INCOME REQUIREMENT
Some apartment communities use a three-times-rent qualification standard.
| Monthly Rent | Monthly Income at 3x | Annual Income at 3x |
|---|---|---|
| $2,000 | $6,000 | $72,000 |
| $2,400 | $7,200 | $86,400 |
| $2,800 | $8,400 | $100,800 |
| $3,100 | $9,300 | $111,600 |
| $3,400 | $10,200 | $122,400 |
| $3,800 | $11,400 | $136,800 |
| $4,200 | $12,600 | $151,200 |
| $4,500 | $13,500 | $162,000 |
IMPORTANT
These are mathematical examples, not verified requirements for any particular property.
ASK HOW EACH COMMUNITY CALCULATES QUALIFYING INCOME.
15. BANKRUPTCY AFTER DIVORCE
Some renters experience bankruptcy after major financial changes.
QUESTIONS TO ASK
Does the community consider bankruptcy?
Must the bankruptcy be discharged?
Is there a waiting period?
How is current income evaluated?
IMPORTANT
Bankruptcy policies vary by property.
DON'T ASSUME EVERY UPSCALE APARTMENT COMMUNITY WILL RESPOND THE SAME WAY.
16. EVICTION HISTORY FROM A PREVIOUS MARRIAGE
An eviction record may complicate rental qualification.
BEFORE APPLYING
Review court records.
Determine who was named in the case.
Check the accuracy of screening information.
Ask about the prospective community's eviction policy.
IMPORTANT
An eviction is not the same as a broken lease.
BE SPECIFIC ABOUT THE RENTAL HISTORY ISSUE WHEN ASKING QUESTIONS.
17. THE STAR VS. FRISCO STATION
These neighboring Frisco destinations offer different residential environments.
THE STAR
Sports and entertainment.
Restaurants.
Corporate offices.
Upscale mixed-use surroundings.
FRISCO STATION
Modern mixed-use development.
Office destinations.
Residential communities.
Access to the Dallas North Tollway corridor.
WHAT TO COMPARE
Current rent.
Floor plans.
Amenities.
Parking.
Commute.
Screening policies.
DON'T LIMIT YOUR SEARCH TO ONE DEVELOPMENT NAME.
18. LEGACY WEST: ANOTHER UPSCALE OPTION
Legacy West in Plano is another major mixed-use destination.
WHY CONSIDER IT?
Luxury residential options.
Restaurants.
Shopping.
Corporate employment centers.
IMPORTANT
Legacy West is in Plano, not Frisco.
COMPARE THE TOTAL HOUSING COST AND DAILY COMMUTE BEFORE CHOOSING.
19. THE FRISCO RAIL DISTRICT: A DIFFERENT LIFESTYLE
The historic Frisco downtown area, commonly called the Rail District, offers a different atmosphere from The Star.
WHY EXPLORE IT?
Local restaurants.
Shopping.
Community events.
Historic surroundings.
APARTMENT SEARCH TIP
Compare residential options in and around the district rather than assuming every listing is within walking distance.
A NEW CHAPTER MAY CALL FOR A DIFFERENT TYPE OF NEIGHBORHOOD.
20. THE HIDDEN COST OF A $3,400 LUXURY APARTMENT
Base rent may not include every monthly charge.
HYPOTHETICAL MONTHLY BUDGET
| Expense | Monthly Cost |
|---|---|
| Base Rent | $3,400 |
| Utilities | $200 |
| Internet | $85 |
| Parking | $125 |
| Renters Insurance | $25 |
| Pet Rent | $35 |
| Total | $3,870 |
THE LESSON
Your actual monthly housing expense may exceed advertised base rent.
REQUEST A COMPLETE FEE BREAKDOWN BEFORE SIGNING.
21. THE MOVE-IN MONEY PROBLEM AFTER DIVORCE
Divorce can create major one-time expenses.
POSSIBLE COSTS
New apartment deposit.
First month's rent.
Furniture.
Moving company.
Utility setup.
Legal expenses.
HYPOTHETICAL MOVE-IN EXAMPLE
| Expense | Cost |
|---|---|
| First Month's Rent | $3,400 |
| Security Deposit | $1,500 |
| Application/Admin Fees | $300 |
| Movers | $1,200 |
| Furniture | $2,000 |
| Utility Setup | $250 |
| Total | $8,650 |
IMPORTANT
Actual costs vary significantly.
PLAN FOR THE CASH REQUIRED TO MOVE, NOT JUST THE RENT YOU'LL PAY EACH MONTH.
22. SHOULD YOU KEEP YOUR OLD LUXURY LIFESTYLE?
After divorce, some people feel pressure to maintain the same standard of living.
ASK YOURSELF
Do I need the same amount of space?
Will I use the amenities?
Is the location convenient?
Am I comfortable with the total expense?
Will this apartment support my financial goals?
THE KEY
YOUR NEW APARTMENT SHOULD FIT YOUR NEW LIFE, NOT SIMPLY RECREATE YOUR OLD ONE.
23. THE CREDIT COMEBACK PLAN
If credit challenges are limiting your apartment options, consider working on your financial profile.
POTENTIAL STEPS
Review credit reports.
Dispute inaccurate information.
Pay current bills on time.
Reduce revolving balances when possible.
Verify collections.
Avoid unnecessary credit applications.
IMPORTANT
Credit improvement takes time and depends on your individual circumstances.
NO SPECIFIC CREDIT SCORE INCREASE OR APARTMENT APPROVAL CAN BE GUARANTEED.
24. THE APPLICATION FEE MISTAKE
Imagine applying to four luxury apartments without asking about broken lease policies.
HYPOTHETICAL FEES
Application 1: $150.
Application 2: $175.
Application 3: $175.
Application 4: $150.
TOTAL
$650.
THE PROBLEM
You may have paid hundreds of dollars before confirming whether your rental history was compatible with the communities' requirements.
THE BETTER APPROACH
Research first.
Ask screening questions.
Verify fees.
Apply strategically.
DON'T TURN A FRESH START INTO AN EXPENSIVE SERIES OF APPLICATION DENIALS.
25. THE POST-DIVORCE APARTMENT APPLICATION CHECKLIST
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Review your previous lease.
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Confirm whether you remain responsible for joint rental obligations.
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Check outstanding rental balances.
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Review your credit reports.
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Verify your current income.
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Calculate your new monthly budget.
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Determine bedroom requirements.
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Ask about broken lease policies.
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Ask about credit screening.
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Confirm bankruptcy criteria if relevant.
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Verify eviction policies if relevant.
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Ask about guarantor options.
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Confirm current apartment availability.
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Request all move-in fees.
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Compare nearby neighborhoods.
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Review parking charges.
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Verify school boundaries when relevant.
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Review lease termination provisions.
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Understand refund policies.
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Apply after confirming the property's stated requirements.
A STRONG APPLICATION STRATEGY STARTS BEFORE YOU PAY THE APPLICATION FEE.
26. LIVE • WORK • EAT • PLAY NEAR THE STAR
LIVE
Explore The Star District, Frisco Station, the Dallas North Tollway corridor, Legacy West, and nearby Frisco neighborhoods.
WORK
Consider access to Frisco corporate offices, Plano employment centers, and nearby business districts.
EAT
Explore restaurants around The Star, Frisco Station, and Legacy West.
PLAY
Enjoy sports, shopping, entertainment, parks, and recreational destinations throughout Frisco.
THE LIFESTYLE
THE STAR DISTRICT COMBINES UPSCALE URBAN AMENITIES WITH ACCESS TO FRISCO'S GROWING BUSINESS AND ENTERTAINMENT CORRIDORS.
27. WHY HIGH-INCOME DIVORCED PROFESSIONALS NEED A DIFFERENT APARTMENT STRATEGY
Your application may involve issues that don't appear in a typical apartment search.
POSSIBLE COMPLICATIONS
Joint rental debt.
Shared credit accounts.
Changing household income.
New financial obligations.
Limited cash after a settlement.
Different bedroom requirements.
THE GOAL
FIND A COMMUNITY WHOSE RENT, LOCATION, AND SCREENING REQUIREMENTS FIT YOUR CURRENT CIRCUMSTANCES.
28. HOW SECOND CHANCE LEASING DALLAS HELPS
At Second Chance Leasing Dallas, we help renters explore apartment communities throughout Dallas-Fort Worth.
WE HELP RESEARCH
Broken lease policies.
Credit screening.
Bankruptcy consideration.
Eviction criteria.
Rental collections.
Income requirements.
Guarantor policies.
Luxury amenities.
Neighborhood alternatives.
OUR GOAL
Help renters make informed apartment decisions before spending unnecessary money on applications.
YOUR RENTAL HISTORY MAY BE COMPLICATED, BUT YOUR APARTMENT SEARCH CAN STILL BE ORGANIZED AND STRATEGIC.
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30. GOOGLE SEARCH QUERIES
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Are there second chance apartments near The Star in Frisco?
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Can I rent a luxury apartment in Frisco with a broken lease?
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Are there apartments near Dallas Cowboys headquarters?
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Can I rent after divorce with bad credit?
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Does a divorce decree remove my name from an apartment lease?
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Can I rent with an old joint apartment collection?
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Are there Frisco apartments with resort-style pools?
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What income do I need for a $3,400 apartment?
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Can I rent near The Star after bankruptcy?
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Are there second chance apartments near Frisco Station?
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Can I rent near Legacy West with bad credit?
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Are there apartments in Frisco that consider evictions?
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Can a guarantor help with apartment qualification?
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How much does it cost to move into a luxury apartment?
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Are there luxury two-bedroom apartments near The Star?
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Who helps renters with broken leases in Frisco?
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Can I qualify for an apartment with a $150,000 salary and bad credit?
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How can I avoid apartment application denials in Frisco?
31. NEARBY SEARCH AREAS
The Star District • Frisco Station • Frisco Rail District • Dallas North Tollway Corridor • Legacy West • Legacy North • West Frisco • Central Frisco • North Plano • The Colony • Stonebriar • Wade Park Area • Hall Park • Prosper • Little Elm • McKinney • North Dallas
32. FREQUENTLY ASKED QUESTIONS
Can I rent near The Star with a broken lease?
Some communities may consider broken leases. Screening requirements must be verified individually.
Are there second chance apartments near The Star?
Potential options depend on current inventory and property policies.
Can I rent a luxury apartment after divorce?
Yes, if you meet the property's qualification requirements.
Does divorce automatically remove my responsibility for a joint lease?
No. Contractual obligations may continue unless the landlord releases you or another applicable legal basis changes your responsibility.
Can I rent with bad credit?
Possibly. Credit requirements vary.
Is $3,400 a verified apartment price?
No. It is a hypothetical rental budget.
Are there resort-style pools near The Star?
Some upscale communities offer pool amenities. Verify individual properties.
How much income do I need for $3,400 rent?
At a hypothetical three-times-rent standard, $122,400 annually.
Can I rent with an old apartment collection?
Possibly, depending on the property and circumstances.
Can I rent after bankruptcy?
Some communities may consider bankruptcy histories.
Are evictions considered?
Policies vary by community.
Can I use a guarantor?
Some properties permit guarantors.
Are there luxury two-bedroom apartments near The Star?
There are upscale residential options in surrounding areas, subject to current inventory.
Is Frisco Station the same as The Star?
No. They are separate nearby developments.
Is Legacy West in Frisco?
No. Legacy West is in Plano.
Is apartment locating free?
Yes. Our service is free to renters through participating apartment communities.
Is approval guaranteed?
No. Final approval decisions are made by the apartment community.
33. CONTACT BRYAN WILLIAMS — THE STAR FRISCO SECOND CHANCE APARTMENTS
DIVORCED AND READY FOR A FRESH START?
MAKE SIX FIGURES BUT HAVE A BROKEN LEASE, BAD CREDIT, BANKRUPTCY, OR RENTAL COLLECTIONS?
LOOKING FOR LUXURY APARTMENTS NEAR THE STAR, FRISCO STATION, LEGACY WEST, OR THE DALLAS NORTH TOLLWAY?
Let Second Chance Leasing Dallas help you explore your options throughout Dallas-Fort Worth.
BRYAN WILLIAMS | SPIRIT REAL ESTATE GROUP
CALL OR TEXT: (972) 748-3705
EMAIL: bryanw85@gmail.com
WEBSITE: www.secondchanceleasingdallas.com
100% FREE APARTMENT LOCATING SERVICE
Our apartment locating service is free to renters through participating apartment communities.
Please write Bryan Williams – Spirit Real Estate Group on every guest card and apartment application.
$25 APARTMENT LOCATING REBATE
Eligible renters may receive a $25 Apartment Locating Rebate after a qualifying move-in, subject to referral verification and applicable terms.
SECOND CHANCE LEASING DALLAS — HELPING RENTERS EXPLORE UPSCALE APARTMENTS, SECOND CHANCE HOUSING OPTIONS, AND FRESH STARTS THROUGHOUT DALLAS-FORT WORTH!
Disclaimer: All rental prices, income examples, financial scenarios, and amenity combinations are illustrative. No specific apartment availability or screening policy is verified in this article. Approval is not guaranteed. This article is not legal or financial advice.
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